A lot of people ask me : “Amit, now that you have all this money, what’s your investment plan? Have you thought about saving for retirement? Kids college education?”
“You should put your money in IRAs, 401(k)s, CD, bonds, stocks…blah,blah,blah.”
Now if you plan to be a worker bee for the rest of your life, then these are very valid and important questions.
Put for a ppc super affiliate these questions are done right idiotic!?!
Yeah, I’m going to tie my money up in stocks, IRAs, or CDs so I can get a 5%, 10%, EVEN 20% return on my money in a good year!
Right!
Do you want to know what return a REALLY good investment plan will give on your money??
INFINITE!
That’s the return I get when I invest my money into my business, into ppc affiliate marketing.
Now you might ask : “Amit, how do you get infinite investment for ppc affiliate marketing, you said yourself the average ppc affiliate has an ROI of 50% on their campaigns??”
Simple.
All my ppc expenses go on my amex black card to the tune of $100,000/month and growing: 
I don’t pay off my black card until AFTER I get my affiliate commissions. So I’ve actually borrowed money via American Express and made a hefty return in the process.
In other words I didn’t actually tie up a SINGLE CENT of my money, and yet generated a massive cashflow. That’s what I mean by infinite return.
The time many of you actually take to learning how to setup a retirement plan, invest in stocks, etc, etc, you could be using that time to learn how to setup a profitable affiliate offer.
Think about it, if you just have ONE affiliate offer that consistently produces $100/day profit, that’s a $36,500/year of cashflow.
Now tell me WHAT investment will give you that type of return. More importantly how much money would you have to tied up to get such a return?
If you’re getting a 10% return from your stock portfolio, you have to have $365,000 of your OWN MONEY tied up to get $36,500 a year.
If you’re getting a 5% return from CDs, you have to have $730,000 of your OWN MONEY tied up to get $36,500 a year cashflow.
I had a 401(k) and an IRA, I pulled ALL my money out.
Even if your goal is not to get rich or quit your job through ppc affilaite marketing, PLEASE take the time to learn how to make $100/day profit from affiliate marketing. You can do this with one campaign, and no it’s not hard.
Once you get to the point that you’re making $100/day profit, the sky is the limit after that! 
So stop wasting your time trying to figure out what stocks and IRAs you’re going to ‘invest in’. If you really care about your financial future, you’ll do everything in your power to learn how to generate an infinite return on your money with ppc affiliate marketing.
Not only will you not have to worry about your retirement or funding your children’s college education, you NEVER have to worry about money PERIOD.
You’ll have the freedom to go to Nordstrom’s and drop $800 on clothing, like my wife and I did AGAIN yesterday. In fact my wife and I had a little competition: who would spend the most money!
You’ll be able to give away MORE money than you used to make in your job.
So what’s your investment plan?
affiliate marketing roi cashflow investment plan investment strategy ppc affiliate marketing
Guys, I don’t really think he’s saying you shouldn’t invest your money… I mean any knows getting 5% instead of 0% is better… He’s simply saying people in his statue doesn’t have to worry about these types of questions and things. And instead of you worrying about it as much, simply build up your business. I’m sure Amit has a tax guy and I’m sure that guy works at getting him to have to pay as little taxes as possible, which means probably investing in certain things. Now I have no idea if he does actually invest any of his money or not outside of affiliate marketing, but the point he’s making is he doesn’t have to worry about it. Whether Affiliate Marketing dies or not, there will always be the next big thing and if you have the money when that happens you will have no problem making the transition.
For those looking for step-by-steps, check out the title of this blog. Perhaps Amit is working on the paradigm shifts required to be successful in affiliate marketing. It’s not called “learn ppc and affiliate marketing”. The mental blocks expressed by some of those commenting here are the reason they’re not successful, not because they don’t know how to select a niche.
If you want to learn how to do keyword research or research niches, there are a bajillion (often free) resources out there on the web. There are a variety of strategies one could use. There is no formula since there are almost infinite variations on those strategies that are dependent on situations.
Getting back on topic…
Not sure the credit card approach is wise advise to follow for most new marketers – great for Amit down to moderately-successful marketers, but probably too risky for new to somewhat-successful affilates.
Some merchants will hose you on payments. Not often, but it happens. They may decline a bunch of leads, or even go under financially. An affiliate may do something that violates the terms and forfeit commissions. What if you forget something in your financial calculations (like taxes at the end of the year
) There are a variety of things that could happen.
I remember how hard it was for my wife and I to get out of debt from stupid decisions in our early 20s, and I wouldn’t put myself in a situation to be a “slave” of the financial machine for anything. The logic in Amit’s post is dead on 100%. Use someone else’s money if you can – it’s like having financial backers. But… if you are personally liable for those debts, then you should always be able to cover your debt unless you’re willing to take considerable risk. In some cases of incorporation, you can limit your liability for debts, but credit cards are going to come after you personally.
You’ll have to risk much to gain much, but I wanted to present the other side of the coin that applies to probably most of the audience reading this blog. Before listening too hard to what I said, also take into account I don’t promote credit cards, payday loans, or other types of financial devices that encourage debt so maybe I’m a little far the other way.
Yes, the ROI for Internet Marketing is way too much compare to any other investment vehicles. But the problem is scalebility, the max one would be able to deploy in internet marketing is 1 million a month, so what would you do with the excess capital?… personally i am a sceptic and has everything (more than $10 million) stashed in safe investments (treasury,money market funds etc).
Hi All,
Great and thoughtful comments!
Few points:
1) YES, I do plan to invest the money in my bank account into tax free closed end funds and some into real estate. However, this is peanuts compared to what I make with affiliate marketing, and future plans to invest my money into other business.
2) YES, I do have some fairly sophisticated tax strategies. This is important when you hit the higher tax brackets.
Build a business with strong profits and cashflow FIRST, and then invest your excess cashflow.
Hi Matt,
You got it! The idea is to build a business that generates cashflow FIRST.
Also,I’m not getting paid through my credit card, I just use it to pay my pay per click expenses and other business expenses.
My affilaite commissions are wired or direct deposited into my bank account.
“In my opinion, not investing excess capital is leaving millions of dollars in compound interest on the table.”
DerekBeau nailed it right there. Successful business have strategies to invest a percentage of profit in other companies. Microsoft just invested in Facebook. They’re looking for a financial ROI and to block out Google.
I’ve noticed that business think equity and first time entrepreneurs think cash flow. Always invest. If your money isn’t working for you then you are working for your money.
FYI as Matt Larson has pointed out the title of this blog is “Super Affiliate MINDSET” and is about the insights and thoughts from a world class internet marketer.
Regarding the repeated calls for Amit to post his niches, keywords, exact strategies and bidding strategies on this blog…. go get a reality check…
If you’re banking $1m+ a year from your affiliate efforts, are you going to post EVERYTHING you’re doing? Seriously, go get your head checked…. and if I’ve learned anything from Amit, it’s that he’s a savvy business person. So I doubt any amount of heckling or bellyaching is going to change the situation….
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The takeaway I got from this post is that you need to maximize the return from your capital.
I’ve bought, owned and lost money from various financial instruments like bonds, mutual funds, hedge funds, equities, insurance, complex financial products, etc.
He’s not saying NOT to do anything else other than PPC affiliate marketing, but you need to learn how PPC marketing can give you significant leverage in making your money work for you.
He’s already mentioned that he’s spending $100k per month on PPC, and that’s getting at least 50% to 100%+ ROI.
You would still need something to do with the rest of your funds, just don’t go locking it up for 3-5 years in some mutual fund, because you’d probably need it to grow your business at some point.
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Regarding providing for yourself in case you can’t work, if you’ve built up your capital, your private banker would naturally suggest “key man insurance” for a relatively low premium that will pay $5,000 to $10,000 per day that you can’t work.
Obviously, all that’s moot if you don’t have much critical mass to work with in your income generation efforts…
Mate, I think you’ve misunderstood everyone’s question.
“Amit, now that you have all this money, what’s your investment plan?”
This question means what are you doing with your excess money?
Your answer of “Put for a ppc super affiliate these questions are done right idiotic!?!” is an insult to your readers and shows a complete lack of financial nous.
Your answer in the comment of this post, I think, is what readers are wanting to hear. ie, you don’t just leave it under the pillow or some 1% savings account. You invest it in funds and real estate.
The take-away from this post for me is
1. yes you’re a super affiliate making bucket loads
2. no you’re not a good financial manager
3. you have so much money you couldn’t care less how much interest amex charges you. You could pay it off with your disposable income but you rather wait for the campaigns to pay you first.
4. with so much money wastage, I’d wonder if you’ve given any of this back to the community.
some of this may be a bit harsh and may of come about because sometimes posts are put together in haste but hope it gets you thinking about
1. respecting your earnings
2. better managing your financial affairs
3. charity
Agreeing with Derek, it’s wasted money if you don’t invest the money that normally would only laying un-used in your bankaccount… You simply can’t put a 100% of your PPC money back into the biz once you hit certain levels. Diversifying is the key and telling people to not invest and put all their money back into ppc is misleading and you should think twice what you post here, a lot of people take your word for granted, and with popularity comes responsibility for those listening to your words…
You give a lot good tips, but some of your posts leave me astounded =)